Architectus Novus Ordo Seclorum

The New Standard in Payment Processing

True interchange-plus pricing with complete transparency. Every fee visible. Every transaction traceable.

Our Product

NorvikPay

A transparent payment processor built for merchants who refuse to overpay. True Interchange Plus pricing — every fee visible, every transaction traceable.

True Interchange Plus

Pay exactly what the card networks charge. No hidden markups, no bundled rates, no surprises.

Complete Transparency

See every fee broken down on every transaction. Know exactly where your money goes.

Lightning Settlement

Funds deposited to your account fast. No unnecessary holding periods or delays.

Enterprise Security

Bank-grade encryption protecting every transaction. PCI DSS compliant infrastructure.

Weighted Average — Card Present

$100.00

N

NorvikPay

Interchange Plus

Typical Card Mix

Debit (45%)$0.85
Standard Credit (30%)$2.19
Rewards Credit (15%)$2.33
Premium Rewards (10%)$3.18
Weighted Average$0.00
Effective Rate0.00%
Full fee breakdown
True cost visibility
No hidden charges
S

Square

Flat Rate

Flat rate (2.6% + 15¢)$2.75
Fee breakdownNot provided
Card-mix optimizationNone
Total Cost$0.00
Effective Rate0.00%
No fee breakdown
Same rate on every card
No debit savings passed through

Save $0.00 per transaction with NorvikPay — 0% less than Square

* Based on typical retail card mix: 45% debit, 30% standard credit, 15% rewards, 10% premium.

*Square pricing calculated based on Square Free tier.

*Interchange rates are set by card networks and may vary by card type, transaction method, and merchant category.

*Calculator results are estimates for comparison purposes and do not include chargebacks, refunds, or network penalties.

Start Saving

0%

Uptime Guaranteed

0%

Avg. Savings vs. Flat Rate

0%

Fee Transparency

About Us

Redefining financial infrastructure

Norvik Technologies was founded on a fundamental belief: financial transactions should be transparent, fast, and accessible to every business.

We're building the infrastructure that merchants need to process payments with confidence — knowing exactly what every transaction costs before it happens. No hidden fees. No bundled rates. Just honest pricing.